A 26 year old non-smoker, graphic designer, female with income protection of £665 per month till age 65 with a one month defer period would have a monthly premium of £19.73.*
A 33 year old non-smoker, barber, male with income protection of £1,050 per month till age 65 with a three month defer period would have a monthly premium of £33.21.*
A 40 year old non-smoker, bar owner, female with protection of £773 per month till age 65 with a three month defer period would have a monthly premium of £25.41.*
*Client has no previous medical history and an average BMI.
How do I know my policy will pay out?