Searching for affordable life cover? Seven Bridges offer trusted advice on protection planning for individuals and businesses alike. We work with a wide range of clients to find the ideal solution for your personal or business needs.
Our qualified team have many years of experience within the insurance sector. We’re proud to have a track record of finding affordable life cover for clients on a wide range of budget scales.
Today, we’ll take a look at the four areas of insurance that we specialise in.
- Affordable life cover
- Critical illness cover
- Income protection
- Corporate cover
Affordable life cover
Life insurance protects your family by providing a cash lump sum or regular payments if you die during your policy. So you don’t have to worry about their financial security if the worst were to happen.
If something were to happen to you, would your family still be able to afford living expenses, the mortgage and other bills? They may have to sell the family home or work more hours to cover the missing income.
Affordable life cover provides you with reassurance that your family would not have to go to these lengths to get by. They can continue their current lifestyle without financial stress.
Different types of affordable life cover include level term insurance, decreasing term insurance and family income benefit.
Critical illness cover
Similar to affordable life cover, critical illness insurance protects you and your family if you were to fall critically ill. This can be attached to a life insurance policy or can be taken out as a separate policy.
If you were to fall seriously ill and were unable to work, would you still be able to cover the costs of yours and your family’s’ lifestyle.
A critical illness policy would remove the financial stress of falling critical ill and allow you to focus on your recovery.
The illnesses considered to be critical include: heart attacks, strokes, multiple sclerosis, Alzheimer’s and cancer.
Income protection provides you with cover in the form of regular payments if you are deemed unable to work as a result of illness or injury.
For self-employed, this can provide vital cover and peace of mind for you and your family.
Income protection replaces your income until you are able to return to work or your policy ends.
If you are a business with any outstanding business debts, do you know how these liabilities will be paid off if the worst were to happen? If you’re unsure whether you would be able to pay these debts off if you were to die, then corporate cover is essential for ensuring your family and loved ones do not have to pay on your behalf.
Corporate cover can also protect your business from financial losses connected to the death or illness of the owners and other key people.
We provide advice on affordable life cover for companies, including business protection, group life cover, corporate private medical insurance and more.
For more information or to arrange a free consultation, CONTACT US HERE VIA OUR ONLINE FORM.