Life insurance advice | Choosing the right plan for you | Seven Bridges

Here at Seven Bridges Life Insurance advice, we specialise in finding the ideal insurance plan and provider for you. We match your needs, requirements and budget with the policy that suits you best.

Summary

  • What is Life insurance?

  • Where can I go for life insurance advice?

  • What kind of policy is best for me?

  • What is Life Insurance?

Life insurance advice offers financial protection for yourself and your family if the worst were to happen and is essential for those whose income is relied upon by their family.

Through monthly premium payments, a life insurance plan provides a safety net for your loved ones, which can be paid in the form of a lump sum or monthly instalments if you die during the policy term.

Where can I go for Life insurance Advice?

Seven Bridges Life Insurance specialises in providing solutions for both private and corporate entities looking to take out insurance on themselves, their family or their employees.

Our extensive knowledge of the insurance industry and marketplace means we are ideally placed for finding you the plan and policy that will suit your specific needs and budget.

If you haven’t taken out life insurance before, the huge amount of options available can be daunting. We’re here to guide you through the different options.

As a family run firm, we understand that the wellbeing of your family is your priority, which is why we seek to learn as much as we can about your needs and requirements through free face-to-face consultations.

What kind of policy is best for me?

The right policy for you depends on various factors. Your current health, age, length of policy term and amount of cover you need will all come into play.

For those with a limited budget, level insurance plans may be your best option. They provide your family with a lump sum in the event that you pass away or fall ill with a terminal illness.

If your family rely on you to pay the mortgage, a decreasing term plan may fit your requirements. A policy of this type decreases over time with your mortgage, so if you die, your family can pay off any outstanding mortgage payments.

Some may be hesitant about receiving a lump cash sum. If this is the case, Family income insurance could be the right solution for you. If your family claim on your life insurance, they will be provided with monthly instalments over a pre-agreed time frame.

For more comprehensive cover, a whole of life policy will pay out regardless of when you die or are diagnosed. These policies work by allowing some of your monthly premiums to be invested by the insurance provider into life funds.

Contact Seven Bridges | Life Insurance Advice 

To learn more about the options available to you or to arrange a free consultation, get in touch today.